IVF and Fertility Financing Options
The costs to run a fertility clinic have come down since the early days of IVF. But most fertility clinics haven’t passed on the savings to patients.
The result is that more and more parents-to-be are priced out of having a baby. Oma Fertility practices ethical pricing. We believe that fertility clinics can make a profit without taking advantage— we price more affordably simply because we can.
Financing your fertility treatment
While Oma’s IVF cost is well below the national average of $15,000 to $30,000 per cycle, IVF can be financially daunting for aspiring families. The cost of infertility diagnosis, treatment, and associated medications can be high and insurance may not cover everything. Luckily, there are fertility financing options designed to alleviate the financial stress, so you can focus on treatment and growing your family.
Finding specific fertility financing options doesn't have to be a challenge, Oma partners with one of the nation’s largest providers of IVF financing - CapexMD. Learn more about CapexMD’s fertility financing assistance and benefits below, and start your IVF journey today.
Pay as little as $62/month, and take up to 5 years to repay your loan.
Apply for CapexMD financingApply online and receive your Approval within 24 hours. Learn more about on the CapexMD site or by calling 1-888-497-8414.
The application is hosted and information collected by CapexMD, not by Oma Fertility. When you click the link above, you will be leaving the Oma Fertility website and redirected to the CapexMD site.
While Oma’s IVF cost is well below the national average of $15,000 to $30,000 per cycle, IVF can be financially daunting for aspiring families. The cost of infertility diagnosis, treatment, and associated medications can be high and insurance may not cover everything. Luckily, there are fertility financing options designed to alleviate the financial stress, so you can focus on treatment and growing your family.
Finding specific fertility financing options doesn't have to be a challenge, Oma partners with one of the nation’s largest providers of IVF financing - CapexMD. Learn more about CapexMD’s fertility financing assistance and benefits below, and start your IVF journey today.
If you decide to use financing:
We partner with CapexMD fertility financing. CapexMD only provides fertility loans, not general loans, so their lending process is built around your needs.
- Get your care plan and cost estimate from your Oma team.
- Fill out a short application at capexmd.com.
- Get approved in just 24 hours.
That’s it — we handle the rest! Once you’re approved, Oma’s financial coordinator will work with CapexMD’s Fertility Loan Specialists to make sure your funds are secured within two days and sent directly to Oma, so you never have to worry about treatment delays.
Why borrow with CapexMD?
- Combine treatment and medication costs under one streamlined loan
- Oma and CapexMD work together to take care of the details on your behalf
- Pay as little as $62/month
- Take up to 5 years to repay your loan
- No prepayment penalties and no annual fees
- A specialist in fertility financing can answer your questions so you never have to worry about treatment delays
FAQs
What credit do I need for financing fertility treatment?
CapexMD reviews more than just credit score when evaluating a loan application. There is no specific credit requirement as there are many factors considered when determining applicant eligibility.
How does financing for IVF work?
CapexMD funds a loan for the exact amount of your treatment as determined by Oma Fertility. Once you have accepted your approved loan, the funds will be disbursed directly to Oma within 2 business days on your behalf.
How long does it take to get IVF financing?
All applications received before 12 noon EST will be approved on the same day. All applications received after 12 noon EST or outside of our normal business hours will be approved the following business day. Once approved, loans are typically funded in two days.
IVF financing with compromised credit - what are my options?
We recommend that anyone interested in financing with CapexMD apply to see if they get approved. CapexMD will make every effort to customize a loan within the framework of your current financial status.